Enter your desired payment or, loan amount. You can examine your principal balances by payment, total of all payments made, and total interest paid. Click the Report button to see a monthly payment schedule. * Old version of netscape may not work, calculators will not work if java is disabled… Definitions Monthly payment: Monthly payment for this loan. Interest rate: Annual interest rate for this loan. Term: Number of months for this loan. Loan amount: Total amount of your loan.